Junior Credit Risk Analyst (gn) (Bankkaufmann/-frau)

In this role, you will work at the intersection of finance, risk assessment, and business decision-making. You will analyze international counterparties, support strategic credit decisions, and contribute directly to protecting the company from financial risk. This position offers long-term development opportunities within an international environment.

Your Responsibilities

• Assess credit, market, and country risks across various international business areas
• Conduct quantitative and qualitative analyses to evaluate the financial strength and risk profile of business partners
• Support and advise internal stakeholders on credit line decisions and risk-related matters
• Gather and evaluate relevant information through close collaboration with business partners, credit agencies, and external stakeholders
• Monitor overdue and exceeded credit positions and identify potential risk exposures
• Analyze market developments and derive appropriate risk mitigation measures
• Prepare reports and recommendations for management
• Support the enforcement of outstanding claims through communication with debtors, insurers, legal representatives, insolvency administrators, and other relevant parties
• Assist management in handling special and unexpected risk situations
• Contribute to the development of risk awareness within the organization through internal workshops and knowledge sharing

Your Skills

• Successfully completed vocational training in banking or a degree in Economics, Finance, Business Administration, or a comparable field
• Experience in B2B risk management, ideally within internationally operating companies, commercial or investment banks, or credit insurance environments
• Approximately two years of relevant professional experience are desirable; candidates with an auditing background are also encouraged to apply
• Basic knowledge of corporate finance and project finance
• Understanding of international macroeconomic developments and their impact on business risk
• Familiarity with international trade practices, including Incoterms and payment terms
• Proficient in Microsoft Office applications
• Fluent English language skills; German language skills are considered an advantage
• Strong analytical capabilities and a pronounced affinity for numbers, particularly in the analysis of consolidated financial statements
• Excellent communication skills and a confident, professional appearance
• High level of initiative, commitment, and personal responsibility
• Structured, independent, and solution-oriented working style
• Enjoy working in an international and diverse team environment

What We Offer You

• Flexible working hours (38.5-hour week)
• Mobile working up to 2 days/week
• 30 days of holiday
• Attractive training and development opportunities

This position is a permanent direct employment.